Alternative payment methods
Development
Xsolla and Aeropay bring Pay by Bank payments to game commerce
August 21, 2026•3 min
Payment habits are shifting across the U.S. gaming market, moving beyond traditional card-based systems toward more direct methods. Through a new partnership with Aeropay, Xsolla now brings Pay by Bank directly into its commerce platform, allowing players to pay straight from their bank account, no card required.
The Pay by Bank integration is already live, giving developers immediate access to US bank-based payments, and supporting ACH and real-time transactions.
This isn't just another payment method. It's one less reason a player abandons checkout.
A more efficient way to pay
For developers, Pay by Bank means lower transaction fees, fewer failed payments, and improved authorization rates. Aeropay is now part of Xsolla's existing payment integration, so studios get these benefits without adding a second system to manage.
Players benefit too. Direct bank connections are fast and secure, resulting in fewer declined cards and expired credentials because payments go straight through in real time.
Aeropay brings deep experience to this space, particularly in regulated environments where compliance and reliability are essential. That expertise translates well into gaming, where high transaction volumes and streamlined user experiences are equally critical.
Built for growing, global audiences
As player bases grow and audiences diversify, the limits of card-only checkout become harder to ignore. Pay by Bank offers a cost-effective alternative that fits better with modern digital payment habits; in other words, how players already like to pay.
Xsolla already powers payments for some of the most recognizable platforms and titles in gaming, with millions of players transacting daily across console, PC, and mobile. Payment performance is often the difference between a completed purchase and an abandoned one.
With Aeropay now part of the Xsolla platform, developers and players get one more checkout option, backed by the same consistent, compliant infrastructure already in place.
Why Pay by Bank payments are gaining ground in U.S. gaming
The partnership also signals a broader trend within the industry. Digital wallets, real-time payments, and alternative methods continue to gain traction, and Pay by Bank is emerging as a viable and scalable solution, especially in markets like the United States, where adoption is moving fast.
Building the future of payments in gaming
The Aeropay partnership is part of a bigger story for the future of game commerce: one that prioritizes flexibility, efficiency, and player-centric design. Developers want payment options that are faster, more direct, and built around how players actually want to pay. As that continues, reducing friction and expanding choice at checkout will matter more, not less. Pay by Bank is one part of where that's heading.
Want to see what Pay by Bank could mean for your game? Schedule a meeting with an Xsolla expert.
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